|Eating a free Frosty from Wendy's.|
I consider myself far more financially savvy than my husband. He's good with getting the bills paid, getting to work, holding his job, isn't abusive. He is a great guy but he sucks with money.
When I saw what was going on I had to say something. We, rather he, was not living within our means. I think he must be pooping gold flakes.
We came to the conclusion that we need to get financially healthy. He will still be the one that pays the bills but the fast food mostly be an occasional reward and only with a coupon or some sort of bargain.
Tomorrow my husband will be eating at a local restaurant that is giving the same meal free on January 18 if you keep the receipt. I bought a year's supply of toothbrushes for him that were on sale and plus I had a coupon. My kids and I get brushes at the local dollar store.
My Money Saving Tips:
- Use coupons. You don't have to be a super couponer just use them on products you use. If you are purchasing things that you have never used, well that isn't saving that's spending and you'll have nothing much.
- Invest in the Sunday Paper. That one has loads of coupons and if you get it every Sunday, eventually it will pay for itself.
- Only eat fast food with a coupon and once or twice a month. I know, you're running and have no time to make food. If you are reading my blog, Facebook, or any other site for an hour you have time to make food.
- Make your own food. I make more food than we need for our meals. If you double your meals you can freeze them and then you have your meals for work.
- Bring your home cooked food to work. This really needs no explanation.
- Shop second hand. I once bought a $200 pair of jeans for $1. I bought my husband a pair of Tommy pants for $1. Except for undies and socks, you really don't need to buy brand new.
- Buy water bottles, the kind that are permanent in the camping section. This saves us $9 alone.
- Learn to make your own laundry detergent. I have no clue what the savings is but it takes 1 1/2 years for us to go through our homemade laundry detergent.
- Get your health in order. Seriously, I was diabetic and no longer need meds. I have no clue the cost of insulin and pills cause I put that behind me but it isn't cheap.
- Use a store card that has gas points. We have filled up the tank on so much less than regular gas stops.
- Learn to make gifts. Save your fabric, Popsicle sticks, pop bottles ect. My mom made me a crochet Yoda and I love, love, love him! My kids will not let go of the gifts that I made for them and my husband lives for my popcorn balls.
- Grow your food. I've stated before, we grow several herbs and we attempt to grow other foods.
- Dehydrate. If you are growing food you should save it for future use.
- Can your food.
- Freeze your food.
- Keep a rain barrel. Watering your garden can get pricey. A rain barrel evens out the cost.
- Cut out cable. We have none and I don't see why anyone would pay for commercials on tv. Commercials were placed there to make tv free.
- Take advantage of free ebooks. I'm a book hoarder, I know what I'm saying.
- Buy books at a second hand store. We homeschool and most of our curriculum was built on $0.10 a book.
- Buy one special DVD once a month and have a family movie night. Make popcorn, drink your pop or whatever. Walmart sells $0.99 movie candy boxes. $60 for a family maybe once a year for an extra special movie but that's it.
- If possible only have one car and save the money to buy it. Never make a payment. It makes no sense at all to pay for a car to get rid of it and make another car payment only for it to break down by the time your done paying for it. You will spend your entire life on a thing that only depreciates in value. Save for a new home, not a car. A home appreciates in value if you take care of it.
As you can see, I'm super frugal. There are probably more things I do but I'm drawing a blank now. Other than my husband, we rarely eat out. These are things that are now, getting in order and it has really helped my relationship with my husband.